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Make Your Money Work

Personal Finance 101. This song is an introduction to personal finance: borrowing, lending, and investing, and understanding interest rates.

Contains: 4 versions of the song, and lyrics in PDF format. Price: $1.99

This economics song is an introduction to borrowing, lending and investing citing bonds and savings accounts as basic instruments of investment. The importance of understanding interest rates is dealt with as well.

The song is suitable to for supplementary teaching of personal finance to high school, college, and graduate school students.

Features contributions from the following artists: Ben Jackson lyrics, Robbie Mitchell, Matt O'Mally Production, and Mac Soto vocals.
It's Triple R, it's Flat World, We make that money work.

Chorus
If you got some cash here's a lesson to learn
A dollar saved is a dollar earned
You can
Make your money work, make your money work for you
Make your money work, make your money work for you

Verse I
The month is ending and let's say you've got some bills to pay
You need a hundred dollars, you can't wait another day
You've got a pay check coming at you in a week or two
But that's too long, you need the money now--what do you do?

You find a lender at a bank or a personal friend
Somebody with some extra money they're willing to lend
But they won't lend it just because today they're feeling nice
They'll let you borrow but, you need to incentivize

So you agree that when you pay back what you owe them for
You'll pay it back to them but add in a little bit more
That little extra is the interest that you pay to them
So they might help you out whenever you need cash again

In this example you could get the money when you want it
And all you gotta do is pay a little interest on it
The basic concept is simple but so ubiquitous
If you wanna understand you better stick with us

We make that money work for you.

Chorus (x2)
If you got some cash here's a lesson to learn
A dollar saved is a dollar earned
You can
Make your money work, make your money work for you
Make your money work, make your money work for you

Verse II
This time let's say that you're the one with extra cash to spare
It could be anybody you don't have to be a millionaire
You could just let it sit but you got other options too
'stead of working for that money you can make that money work for you

An easy way is just to open a savings account
You leave your money there and even just a small amount
Will grow over time because they use it to make other loans
At higher interest rates because they're giving you a rate that's low

But you can lend to help your city or your country too
Municipal or savings bonds help governments fund what they do
They'll guarantee to pay you more than what you gave to them,
So you can make a little money helpin' out your government

The bottom line is that you always gotta be aware
There's better things to do with cash than leave it sitting there
Because inflation means tomorrow it will buy less
So don't delay look for ways you can invest.

We make that money work for you.

Chorus (x2)
If you got some cash here's a lesson to learn
A dollar saved is a dollar earned
You can
Make your money work, make your money work for you
Make your money work, make your money work for you

You've got a $5? Make that money work for you.
You've got a $20? Make that money work for you.
You've got a $100? Make that money work for you.
If you've got a million then you probably already know, bro

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